personal & BUSINESS mobile money
Make Your
Money Smile

Your Financial Freedom Starts Now
Smile Money isn’t just about mobile money; it’s about transforming the way you interact with your finances. Join us in creating a future where every transaction is simple, secure and above all, leaves you with a Smile Money smile.
REQUEST money
You can send a request for money to anyone on Smile Money. They will get an instant notification, accept, and you receive the money instantly! How cool is that? HAVE FUN, TRY IT NOW!
LOAD money
You can load your Smile Money wallet from any major mobile money provider including Airtel, MTN, Zamtel, Kazang and 543 Konse Konse. You can also transfer from any bank account or deposit at a bank.
SEND money
Paying for stuff is so quick and easy! Just scan your seller’s Smile Money QR code and pay instantly. Or send money to anyone directly using their personal QR code or their cell number.
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How to join
Joining is really easy. Our app works on both Android and Apple devices. Just follow these 3 simple steps.
Where to use
Smile Money is versatile. It can be used to pay or accept payments from anyone who has a Smile Money account.
Customer Service
We strongly believe in customer satisfaction. Our online customer portal is available 24/7 to manage your issues and queries.
