personal & BUSINESS mobile money

Make Your
Money Smile

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control your money

Your Financial Freedom Starts Now

Smile Money isn’t just about mobile money; it’s about transforming the way you interact with your finances. Join us in creating a future where every transaction is simple, secure and above all, leaves you with a Smile Money smile.

REQUEST money

You can send a request for money to anyone on Smile Money. They will get an instant notification, accept, and you receive the money instantly! How cool is that? HAVE FUN, TRY IT NOW!

LOAD money

You can load your Smile Money wallet from any major mobile money provider including Airtel, MTN, Zamtel, Kazang and 543 Konse Konse. You can also transfer from any bank account or deposit at a bank.

SEND money

Paying for stuff is so quick and easy! Just scan your seller’s Smile Money QR code and pay instantly. Or send money to anyone directly using their personal QR code or their cell number.


01

How to join

Joining is really easy. Our app works on both Android and Apple devices. Just follow these 3 simple steps.

Download the SMILEMONEY.AFRICA app
Register a new account (NRC, Passport or Driving License required).
Start using the app immediately!
02

Where to use

Smile Money is versatile. It can be used to pay or accept payments from anyone who has a Smile Money account.

Paying – rent, school fees, restaurants, merchants, rides, fuel, entertainment, church donations, etc.
Sending & Receiving – Airtel, MTN, Zamtel, banks, Kazang, 543 Tonse Tonse, etc.
Savings – save your money on the Smile Money app!
03

Customer Service

We strongly believe in customer satisfaction. Our online customer portal is available 24/7 to manage your issues and queries.

24/7 online support portal
Fast resolution times
Updates sent to you until resolution